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FAQ – Frequently Asked Questions

Q: If I still owe money on my car can I still trade it in?

A: Of course, it doesn’t matter how much you owe, if we make a deal, we will pay your other loan off, if you trade it in.


Q: Do I pay National City sales tax?

A: No, you pay sales tax based on where you live.


Q: What’s my monthly payment?

A: It depends on your car, the car you are buying and the amount financed.


Q: Do I qualify?

A: In order to find that out, we usually need to run your credit.


Q: When will I get my bill?

A: 30 – 45 days after signing your contract.


Q: Do I need to have a down payment?

A: That really will depend on your credit.


Q: Do you have programs for Military, College Graduates, and first time buyers?

A: Yes, we would review the programs that you qualify for.


Q: If I have had a BK or repossession can I get financing?

A: Yes, we deal with many lenders and depending on your situation, we can create a program just for you.


Q: Do you lease vehicles?

A: Yes, if you are interested- we can share the benefits of this type of program.


Q: Can you work on my car even if I did not purchase it from you?

A: Yes, we work on all makes and models and also accept approved warranties.


Q: Can someone co-sign for me?

A: Yes, we have customers that need that extra stability when it comes to credit and the right co-signer will work in most cases.


Q: Do you have used cars with warranties or can you purchase a Vehicle Service Agreement?

A: Yes, we have VSA for both new and used vehicles.


Q: How old to you have to be to purchase a car? Do I need a California driver’s license?

A: Yes, you do need to be 18 years or older and have a valid U.S or California driver’s license.